Q Card
We are pleased to offer our patients a convenient way to pay for their healthcare needs.

With 12 months no payments and no interest* on treatments $200 and over, you can get the treatment you want, when you want it.

Talk to us about this payment option and begin your treatment today!
*12 months no payments and no interest (“Payment Holiday”) is available on Q Card Flexi Payment Plans. Minimum spend $200. Account Fees may apply. A $55 Establishment Fee for new Q Cardholders and a $35 Advance Fee for existing Q Cardholders will apply. Q Card Standard Interest Rate applies to any outstanding balance at end of Payment Holiday. Offer is ongoing. Q Card lending criteria, fees, terms and conditions apply.
GEM Visa
As a service to our patients, we are pleased to offer interest free payment options through Gem Visa, so you can pay for treatment over time.

Gem Visa has a range of long term promotional finance available to meet your needs.

Long term interest free
For larger treatment amounts, enjoy long term interest free payment options including xx months interest free. There are no interest charges if the full transaction balance is paid in full within the interest free period – whether it is a visit to the vet or dentist, laser eye surgery, a beauty treatment or a hearing aid purchase, this card is for you! A range of interest free options are available at 20 practices New Zealand wide. Apply in the practice today or online at*

6 months interest free on any Visa purchase over $250
You can also enjoy interest free purchases everyday once you receive your Gem Visa card. For any Visa purchase over $250 on your Gem Visa you’ll automatically receive 6 months interest free. That’s every time you pay a bill, buy a gift, update your wardrobe, book flights or concert tickets. Plus you can keep track of your purchases with clearly explained monthly statements.
It’s easy to apply and you’ll usually receive a response in less than 60 seconds. Ask our staff for more details or visit Gem Visa at 

Long term interest free
• Months interest free available - decided by your practice
• No interest if the full transaction balance is paid off within the specified interest free period
• Low minimum monthly payments (3% of the total closing account balance or $20, whichever is greater). Paying the minimum monthly payment will not pay out the transaction amount by the end of the interest free period.
• Ability to make additional repayments or payments greater than the requested 3% minimum during the interest free period without penalties.

6 months interest free on any purchase over $250*
• You will receive 6 months interest free on any Visa purchase over $250*

Application process
It is easy to apply in the practice and you’ll usually receive a response within 60 seconds. You can also apply online from the comfort of your own home. Ask our staff for more details or visit  

*Conditions of interest free: Available to approved applicants where the amount financed is decided by your practice or more on Gem Visa between the dates your practice specifies. Offer available on purchases from this practice. Minimum monthly repayments must be made during the interest free period. Paying only the minimum monthly repayment will not pay out the amount financed before the end of the interest free period. Offer available on advertised or quoted price. Credit and lending criteria, $48 establishment fee and $48 annual account fee apply. Prevailing interest rate will apply to any outstanding balance on the expiry of the interest free promotional period. Gem Visa is provided by GE Finance and Insurance.
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